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NOVEMBER 2007
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Personal Credit Index drops to its lowest point in 2007
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OCTOBER 2007
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Personal Credit Index shows steady increase from August
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AUGUST 2007
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Personal Credit Index drops sharply to a year-low 82
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JULY 2007
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Personal Credit Index rebounds from a year-low of 87 in June.
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MAY 2007
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Housing market recession and sub-prime mortgage market continue to affect confidence
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APRIL 2007
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Housing market recession and sub-prime mortgage market continue to affect confidence
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MARCH 2007
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Housing market recession and sub-prime mortgage market take a toll
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FEBRUARY 2007
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Personal Credit Index at its highest level since its inception
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JANUARY 2007
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Lower energy prices, stable interest rates, and low unemployment rates all play part
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DECEMBER 2006
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Falling Index May Reflect Consumer Debt Concerns Heading into the Holidays
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NOVEMBER 2006
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Consumer Confidence Holds, Experian-Gallup Personal Credit Index Climbs 1 Point
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OCTOBER 2006
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Consumer Confidence Dips, Experian-Gallup Personal Credit Index Drops 7 Points
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SEPTEMBER 2006
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Rise attributed to renewed consumer optimism regarding future creditworthiness.
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AUGUST 2006
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Experian-Gallup Personal Credit Index Remains Near 5-Month High
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JULY 2006
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Despite Rising Energy Costs, Experian-Gallup Personal Credit Index Increases
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JUNE 2006
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Economic Factors Counterbalance Experian-Gallup Personal Credit Index
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APRIL 2006
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Rising Debt Concerns Drop Experian-Gallup Personal Credit Index
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MARCH 2006
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Another rise in the Experian-Gallup Personal Credit Index puts consumers at ease as 2006 kicks off.
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FEBRUARY 2006
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Consumer optimism returns to pre-holiday levels
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JANUARY 2006
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Another rise in the Experian-Gallup Personal Credit Index puts consumers at ease as 2006 kicks off.
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DECEMBER 2005
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As New Year's approaches, consumers anticipate better days, despite 2005's devastating natural disasters, price increases, and record energy costs.
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NOVEMBER 2005
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'Tis the season for rising holiday spirits. Unfortunately, the Experian-Gallup Credit Index doesn't follow suit.
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OCTOBER 2005
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The Experian-Gallup Credit Index stays put as Katrina causes consumers to examine their own preparedness for natural disasters.
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SEPTEMBER 2005
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After a robust August, the Experian-Gallup Credit Index plummets to a new low - taking consumer confidence with it.
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AUGUST 2005
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Experian-Gallup Personal Credit Index rebounds from July's six-month low, reflecting Americans' renewed confidence regarding their current and future financial well-being.
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JULY 2005
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Americans are increasingly worried about their credit situation, causing the Experian-Gallup Personal Credit Index to fall to a new low. The Index is now at 79, down 15 points from June.
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JUNE 2005
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Experian-Gallup Personal Credit Index rises to 94 - its highest point in three months - reflecting Americans' renewed optimism over their future financial picture.
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MAY 2005
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Index moves up slightly to 86 — much lower than the Index's inaugural reading of 100 in March. Polling continues to reflect consumers' concern over their future financial outlook.
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APRIL 2005
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Latest findings indicate most consumers have less positive feelings about their financial future
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MARCH 2005
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Americans feel more confident about their future financial health compared to their current situation
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