Disclaimer - The Experian National Score Index provides results based on data collected from a representative sample of U.S. consumers' credit profiles. The information is available by major geographic areas, such as national, regional, state, and major rural and metropolitan areas of the United States. If data is not available for a specific rural or metropolitan area, the request will default to the next level of data available. This data is updated on a regular basis in order to provide up-to-date information on consumer credit trends. The data used for the National Score Index is a random sample from credit data stored in Experian's databases and does not contain any personally identifiable information on any individual.